This institution is no longer active

Operations ceased on January 1, 1999. CRA examination history below reflects the period it was active.

JEFFERSON COUNTY BANK

JEFFERSON, WI · Supervised by FDIC

Est. 1858FDIC #10,006RSSD: FDIC-10006

Part ofFIRST AMERICAN BANKSHARES INC→ View all charters

Outstanding Up

Current rating · Exam: October 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.20%

Is this bank safe?

JEFFERSON COUNTY BANK earned an Outstanding CRA rating (1995), meets basic financial requirements (ROA +0.20%).

Institution Profile

FDIC BankFind

Address

320 South Center Avenue, JEFFERSON, WI

County

Jefferson County

Established

October 1, 1858

Total Assets

$64M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$64M

Total Deposits

$49M

Net Loans

$33M

Net Income

$117K

ROA

0.20%

Below avg for Small banks. Peer avg: 0.44%

ROE

1.17%

Risk-Based Capital

15.12%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.20%Peer avg: 0.44%▼ Below avg

Risk-Based Capital15.12%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Oct 1995	Outstanding	Not Reported
Apr 1993	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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