This institution is no longer active
Operations ceased on June 10, 2022. CRA examination history below reflects the period it was active.
SAINT LOUIS, MO · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$748M
Total Deposits
$560M
Net Loans
$431M
Net Income
$536K
ROA
0.29%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.33%
Risk-Based Capital
13.13%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 41 | 90.24% | 4.88% |
| 2018 | 49 | 77.55% | 8.16% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2020 | Satisfactory | Intermediate Small Bank |
| Feb 2018 | Satisfactory | Intermediate Small Bank |
| Feb 2015 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1990
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