This institution is no longer active

Operations ceased on August 21, 2021. CRA examination history below reflects the period it was active.

JACKSON COUNTY BANK

BLACK RIVER FALLS, WI · Supervised by FDIC

Est. 1877FDIC #15,121RSSD: FDIC-15121

Part ofSECURITY FINL SERVICES CORP→ View all charters

Outstanding Same

Current rating · Exam: October 2015

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.60%

Is this bank safe?

JACKSON COUNTY BANK earned an Outstanding CRA rating (2015), meets basic financial requirements (ROA +0.60%).

Institution Profile

FDIC BankFind

Address

8 Main Street, BLACK RIVER FALLS, WI

County

Jackson County

Established

January 2, 1877

Total Assets

$200M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 2015

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2021Call Report / FDIC

Total Assets

$200M

Total Deposits

$174M

Net Loans

$65M

Net Income

$609K

ROA

0.60%

Above avg for Small banks. Peer avg: 0.44%

ROE

6.05%

Risk-Based Capital

23.06%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.60%Peer avg: 0.44%▲ Above avg

Risk-Based Capital23.06%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Oct 2015	Outstanding	Small Bank
May 2010	Outstanding	Small Bank
Jun 2003	Outstanding	Small Bank

3 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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