This institution is no longer active

Operations ceased on January 8, 1999. CRA examination history below reflects the period it was active.

IRON COUNTY SECURITY BANK

IRONTON, MO · Supervised by FDIC

Est. 1934FDIC #14,386RSSD: FDIC-14386

Part ofFIRST STATE BANCSHARES INC→ View all charters

Outstanding Up

Current rating · Exam: May 1998

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.31%

Is this bank safe?

IRON COUNTY SECURITY BANK earned an Outstanding CRA rating (1998), is financially strong (ROA +1.31%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

231 South Main Street, IRONTON, MO

County

Iron County

Established

May 10, 1934

Total Assets

$47M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1998

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$47M

Total Deposits

$43M

Net Loans

$26M

Net Income

$587K

ROA

1.31%

Above avg for Small banks. Peer avg: 0.44%

ROE

16.33%

Risk-Based Capital

16.11%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.31%Peer avg: 0.44%▲ Above avg

Risk-Based Capital16.11%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
May 1998	Outstanding	Small Bank
Aug 1995	Satisfactory	Not Reported
Oct 1993	Satisfactory	Not Reported

1 previous rating locked — back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/iron-county-security-bank"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: