IOWA STATE BANK

WAPELLO, IA · Supervised by FDIC

Est. 1931FDIC #14,291RSSD: FDIC-14291

Part ofMORNING SUN BANK CORP→ View all charters

Satisfactory

Current rating · Exam: December 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.58%

Institution Profile

FDIC BankFind

Website

www.bank.bank

Address

409 Highway 61 S, WAPELLO, IA

County

Louisa County

Established

February 13, 1931

Total Assets

$209M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$209M

Total Deposits

$184M

Net Loans

$135M

Net Income

$306K

ROA

0.58%

ROE

6.08%

Risk-Based Capital

11.56%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$143M

1-Year Change

5-year net change: +1 branches

This is the only examination on record for this bank.

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