🏦Bank Scorer

INTERNATIONAL BANK OF COMMERCE

OKLAHOMA CITY, OK · Supervised by FDIC

Est. 2017FDIC #59,093RSSD: FDIC-59093
Part ofINTERNATIONAL BANCSHARES CORP→ View all charters
Satisfactory Down

Current rating · Exam: January 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.31%

Institution Profile

FDIC BankFind

Address

3817 N West Expy, OKLAHOMA CITY, OK

County

Oklahoma County

Established

January 1, 2017

Total Assets

$1.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2025

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jan 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$1.6B

Total Deposits

$1.2B

Net Loans

$635M

Net Income

$5M

ROA

1.31%

ROE

8.57%

Risk-Based Capital

22.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

41

Branch Deposits

$1.2B

1-Year Change

0

5-year net change: -5 branches

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

2 previous ratings locked — dating back to 2019

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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