This institution is no longer active

Operations ceased on May 1, 1998. CRA examination history below reflects the period it was active.

INDIANA COMMUNITY BANK, SB

LEBANON, IN · Supervised by FDIC

Est. 1935FDIC #29,368RSSD: FDIC-29368

Outstanding Up

Current rating · Exam: September 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.62%

Is this bank safe?

INDIANA COMMUNITY BANK, SB earned an Outstanding CRA rating (1997), meets basic financial requirements (ROA +0.62%).

Institution Profile

FDIC BankFind

Address

102 North Lebanon Street, LEBANON, IN

County

Boone County

Established

March 18, 1935

Total Assets

$98M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1998Call Report / FDIC

Total Assets

$98M

Total Deposits

$85M

Net Loans

$70M

Net Income

$151K

ROA

0.62%

Above avg for Small banks. Peer avg: 0.44%

ROE

5.17%

Risk-Based Capital

19.75%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.62%Peer avg: 0.44%▲ Above avg

Risk-Based Capital19.75%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Sep 1997	Outstanding	Small Bank
Jul 1994	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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