This institution is no longer active

Operations ceased on March 16, 2001. CRA examination history below reflects the period it was active.

INDEPENDENT NATIONAL BANK

IRVING, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1974FDIC #21,373

Satisfactory Same

Current rating · Exam: February 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

3636 West Northgate Drive, IRVING, TX

County

Dallas County

Established

January 3, 1974

Total Assets

$114M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 27, 1998

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Feb 1998	Satisfactory	Small Bank
Feb 1995	Satisfactory	Not Reported
Nov 1992	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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