This institution is no longer active

Operations ceased on November 4, 1993. CRA examination history below reflects the period it was active.

ILLINI BANK OF MENARD COUNTY

PETERSBURG, IL · Supervised by FDIC

Est. 1965FDIC #19,493RSSD: FDIC-19493

Part ofILLINI COMMUNITY BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: April 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.77%

Institution Profile

FDIC BankFind

Address

420 East Sangamon Street, PETERSBURG, IL

County

Menard County

Established

October 2, 1965

Total Assets

$20M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$20M

Total Deposits

$18M

Net Loans

$11M

Net Income

$117K

ROA

0.77%

Above avg for Small banks. Peer avg: 0.44%

ROE

11.24%

Risk-Based Capital

13.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.77%Peer avg: 0.44%▲ Above avg

Risk-Based Capital13.00%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam Date	Rating	Exam Type
Apr 1993	Satisfactory	Not Reported
Jan 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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