This institution is no longer active

Operations ceased on September 19, 1992. CRA examination history below reflects the period it was active.

ILLINI BANK-ELKHART

ELKHART, IL · Supervised by FDIC

Est. 1972FDIC #20,725RSSD: FDIC-20725

Part ofILLINI COMMUNITY BCORP INC→ View all charters

Satisfactory

Current rating · Exam: January 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.77%

Institution Profile

FDIC BankFind

Address

Second And Washington Streets, ELKHART, IL

County

Logan County

Established

June 23, 1972

Total Assets

$9M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 11, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1992Call Report / FDIC

Total Assets

$9M

Total Deposits

$7M

Net Loans

$6M

Net Income

$32K

ROA

0.77%

Above avg for Small banks. Peer avg: 0.44%

ROE

8.56%

Risk-Based Capital

12.84%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.77%Peer avg: 0.44%▲ Above avg

Risk-Based Capital12.84%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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