🏦Bank Scorer

HYPERION BANK

PHILADELPHIA, PA · Supervised by FDIC

Est. 2006FDIC #58,371RSSD: FDIC-58371
Part ofHYPERION BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2023

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.42%

Institution Profile

FDIC BankFind

Address

199 W Girard Ave, PHILADELPHIA, PA

County

Philadelphia County

Established

November 20, 2006

Total Assets

$553M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2023

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Apr 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$553M

Total Deposits

$447M

Net Loans

$472M

Net Income

$583K

ROA

0.42%

ROE

5.01%

Risk-Based Capital

11.75%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate3.39%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$361M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20245974.58%3.39%
20237371.23%2.74%
202211484.21%0.00%
202056100%0.00%
201958100%0.00%
20186493.75%0.00%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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