This institution is no longer active

Operations ceased on December 13, 2012. CRA examination history below reflects the period it was active.

HYDE PARK BANK AND TRUST COMPANY

CHICAGO, IL · Supervised by FDIC

Est. 1928FDIC #10,448RSSD: FDIC-10448

Part ofHPK FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: July 2012

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.43%

Institution Profile

FDIC BankFind

Address

1525 East 53rd Street, CHICAGO, IL

County

Cook County

Established

December 28, 1928

Total Assets

$392M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2012

Exam Type

Intermediate Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2012Call Report / FDIC

Total Assets

$392M

Total Deposits

$244M

Net Loans

$129M

Net Income

$1M

ROA

0.43%

Below avg for Small banks. Peer avg: 0.44%

ROE

5.09%

Risk-Based Capital

14.58%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.43%Peer avg: 0.44%▼ Below avg

Risk-Based Capital14.58%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jul 2012	Satisfactory	Intermediate Small Bank
Apr 2009	Satisfactory	Intermediate Small Bank
Feb 2006	Satisfactory	Intermediate Small Bank

4 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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