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This institution is no longer active

Operations ceased on December 4, 1992. CRA examination history below reflects the period it was active.

HUNTINGTON PACIFIC THRIFT AND LOAN ASSOCIATION

HUNTINGTON BEACH, CA · Supervised by FDIC

Est. 1982FDIC #26,440RSSD: FDIC-26440
Satisfactory

Current rating · Exam: July 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.10%

Institution Profile

FDIC BankFind

Address

19032 Magnolia Street, HUNTINGTON BEACH, CA

County

Orange County

Established

September 22, 1982

Total Assets

$40M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 25, 1992

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1992Call Report / FDIC

Total Assets

$40M

Total Deposits

$38M

Net Loans

$29M

Net Income

$-1,588K

ROA

-5.10%

Below avg for Small banks. Peer avg: 0.44%

ROE

-92.78%

Risk-Based Capital

4.68%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-5.10%Peer avg: 0.44%▼ Below avg
Risk-Based Capital4.68%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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