This institution is no longer active

Operations ceased on June 30, 1997. CRA examination history below reflects the period it was active.

HUNTINGTON BANKS OF MICHIGAN

TROY, MI · Supervised by FDIC

Est. 1982FDIC #23,791RSSD: FDIC-23791

Part ofHuntington Bancshares Incorporated→ View all charters

Outstanding Same

Current rating · Exam: August 1995

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.57%

Is this bank safe?

HUNTINGTON BANKS OF MICHIGAN earned an Outstanding CRA rating (1995), is financially strong (ROA +1.57%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

801 West Big Beaver Road, TROY, MI

County

Oakland County

Established

May 24, 1982

Total Assets

$2.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$2.1B

Total Deposits

$1.9B

Net Loans

$1.2B

Net Income

$8M

ROA

1.57%

Above avg for Community banks. Peer avg: 0.90%

ROE

22.86%

Risk-Based Capital

11.35%

Below avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA1.57%Peer avg: 0.90%▲ Above avg

Risk-Based Capital11.35%Peer avg: 12.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Aug 1995	Outstanding	Not Reported
Sep 1993	Outstanding	Not Reported
Sep 1991	Outstanding	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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