🏦Bank Scorer

HUNTINGDON SAVINGS BANK

HUNTINGDON, PA · Supervised by FDIC

Est. 1923FDIC #30,031RSSD: FDIC-30031
Satisfactory Same

Current rating · Exam: May 2023

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.39%

Institution Profile

FDIC BankFind

Address

423 Penn St, HUNTINGDON, PA

County

Huntingdon County

Established

January 1, 1923

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2023

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:May 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$18M

Total Deposits

$14M

Net Loans

$14M

Net Income

$17K

ROA

0.39%

Below avg for Small banks. Peer avg: 0.44%

ROE

1.70%

Risk-Based Capital

51.43%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.39%Peer avg: 0.44%▼ Below avg
Risk-Based Capital51.43%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$14M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

Exam DateRatingExam Type
May 2023SatisfactorySmall Bank
May 2017SatisfactorySmall Bank
Jun 2011SatisfactorySmall Bank

2 previous ratings locked — back to 2001

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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