🏦Bank Scorer

HOMEWOOD FEDERAL SAVINGS BANK

BALTIMORE, MD · Supervised by OTS

Est. 1916FDIC #31,267
Satisfactory Same

Current rating · Exam: October 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.07%

Is this bank safe?

HOMEWOOD FEDERAL SAVINGS BANK holds a Satisfactory CRA rating (2007), and meets basic financial requirements (ROA +0.07%).

Institution Profile

FDIC BankFind

Address

3228 Eastern Ave, BALTIMORE, MD

County

Baltimore City County

Established

January 1, 1916

Total Assets

$66M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 9, 2007

Exam Type

Small Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$66M

Total Deposits

$48M

Net Loans

$55M

Net Income

$12K

ROA

0.07%

Below avg for Small banks. Peer avg: 0.44%

ROE

0.28%

Risk-Based Capital

39.43%

Above avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.07%Peer avg: 0.44%▼ Below avg
Risk-Based Capital39.43%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$50M

1-Year Change

0

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Oct 2007SatisfactorySmall Bank
Jun 2003SatisfactorySmall Bank
Feb 1999SatisfactorySmall Bank

4 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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