This institution is no longer active

Operations ceased on March 20, 2003. CRA examination history below reflects the period it was active.

HOMETOWN NATIONAL BANK

NEW ALBANY, IN · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1997FDIC #34,236

Satisfactory

Current rating · Exam: June 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Is this bank safe?

HOMETOWN NATIONAL BANK holds a Satisfactory CRA rating (1998).

Institution Profile

FDIC BankFind

Address

3131 Grantline Road, NEW ALBANY, IN

County

Floyd County

Established

March 22, 1997

Total Assets

$86M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 3, 1998

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	65	76.92%	12.31%
2020	256	79.3%	8.59%
2019	153	84.97%	3.92%
2018	134	70.9%	12.69%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

This is the only examination on record for this bank.

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