🏦Bank Scorer

HOMELAND FEDERAL SAVINGS BANK

COLUMBIA, LA · Supervised by OTS

Est. 1986FDIC #32,459
Outstanding Same

Current rating · Exam: May 2005

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.34%

Institution Profile

FDIC BankFind

Address

7840 Highway 165, COLUMBIA, LA

County

Caldwell County

Established

March 12, 1986

Total Assets

$643M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 23, 2005

Exam Type

Small Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$643M

Total Deposits

$561M

Net Loans

$552M

Net Income

$2M

ROA

1.34%

Above avg for Small banks. Peer avg: 0.44%

ROE

14.76%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.34%Peer avg: 0.44%▲ Above avg
Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

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Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$531M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam DateRatingExam Type
May 2005OutstandingSmall Bank
Apr 1998OutstandingSmall Bank
Apr 1996SatisfactorySmall Bank

2 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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