This institution is no longer active

Operations ceased on July 18, 1997. CRA examination history below reflects the period it was active.

HOMELAND BANK

OELWEIN, IA · Supervised by FDIC

Est. 1946FDIC #16,364RSSD: FDIC-16364

Part ofMAGNA GROUP INC→ View all charters

Outstanding Up

Current rating · Exam: March 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.91%

Is this bank safe?

HOMELAND BANK earned an Outstanding CRA rating (1996), meets basic financial requirements (ROA +0.91%).

Institution Profile

FDIC BankFind

Address

25 North Frederick Street, OELWEIN, IA

County

Fayette County

Established

January 26, 1946

Total Assets

$100M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$100M

Total Deposits

$82M

Net Loans

$70M

Net Income

$442K

ROA

0.91%

Above avg for Small banks. Peer avg: 0.44%

ROE

6.41%

Risk-Based Capital

14.08%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.91%Peer avg: 0.44%▲ Above avg

Risk-Based Capital14.08%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Mar 1996	Outstanding	Not Reported
May 1994	Satisfactory	Not Reported
Nov 1992	Satisfactory	Not Reported

1 previous rating locked — back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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