This institution is no longer active

Operations ceased on July 17, 1998. CRA examination history below reflects the period it was active.

HOMEBANC, A FEDERAL SAVINGS BANK

ROCKFORD, IL · Supervised by OTS

Est. 1889FDIC #31,119

Satisfactory Same

Current rating · Exam: July 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

1107 East State Street, ROCKFORD, IL

County

Winnebago County

Established

January 1, 1889

Total Assets

$321M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 7, 1997

Exam Type

Large Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jul 1997	Satisfactory	Large Bank
Jun 1994	Satisfactory	Assessment Factor
Apr 1993	Satisfactory	Assessment Factor

1 previous rating locked — back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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