This institution is no longer active

Operations ceased on September 30, 2022. CRA examination history below reflects the period it was active.

HOME SAVINGS BANK

MADISON, WI · Supervised by FDIC

Est. 1895FDIC #30,248RSSD: FDIC-30248

Part ofHOME BCORP WISCONSIN INC→ View all charters

Outstanding Same

Current rating · Exam: October 2021

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.37%

Is this bank safe?

HOME SAVINGS BANK earned an Outstanding CRA rating (2021), shows financial metrics that merit closer review (ROA -0.37%). Consumers may want to review the details below before banking here.

Institution Profile

FDIC BankFind

Address

3762 E Washington Ave, MADISON, WI

County

Dane County

Established

January 1, 1895

Total Assets

$176M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 2021

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Oct 2026(based on asset size)

Financial Snapshot

As of Q1 2022Call Report / FDIC

Total Assets

$176M

Total Deposits

$130M

Net Loans

$149M

Net Income

$-164K

ROA

-0.37%

Below avg for Small banks. Peer avg: 0.44%

ROE

-3.57%

Risk-Based Capital

15.85%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-0.37%Peer avg: 0.44%▼ Below avg

Risk-Based Capital15.85%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Oct 2021	Outstanding	Small Bank
Sep 2015	Outstanding	Small Bank
May 2010	Outstanding	Small Bank

3 previous ratings locked — back to 1994

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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