At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.78%
Is this bank safe?
HOME SAVINGS BANK holds a Satisfactory CRA rating (1992), meets basic financial requirements (ROA +0.78%).
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$91M
Total Deposits
$80M
Net Loans
$57M
Net Income
$177K
ROA
0.78%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.15%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
4
Branch Deposits
$79M
1-Year Change
+1
5-year net change: +1 branches
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 1992 | Satisfactory | Assessment Factor |
| Jul 1990 | Satisfactory | Assessment Factor |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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