🏦Bank Scorer

HOME SAVINGS BANK OF WAPAKONETA

WAPAKONETA, OH · Supervised by FDIC

Est. 1941FDIC #30,176RSSD: FDIC-30176
Satisfactory Same

Current rating · Exam: September 2020

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.25%

Is this bank safe?

HOME SAVINGS BANK OF WAPAKONETA holds a Satisfactory CRA rating (2020), meets basic financial requirements (ROA +0.25%).

Institution Profile

FDIC BankFind

Address

1 S Blackhoof St, WAPAKONETA, OH

County

Auglaize County

Established

November 24, 1941

Total Assets

$43M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2020

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$43M

Total Deposits

$35M

Net Loans

$36M

Net Income

$27K

ROA

0.25%

Below avg for Small banks. Peer avg: 0.44%

ROE

2.11%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.25%Peer avg: 0.44%▼ Below avg
Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$34M

1-Year Change

0

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Sep 2020SatisfactorySmall Bank
Aug 2014SatisfactorySmall Bank

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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