🏦Bank Scorer

HOME SAVINGS BANK

CHANUTE, KS · Supervised by OTS

Est. 1886FDIC #28,246
Satisfactory Same

Current rating · Exam: September 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.98%

Is this bank safe?

HOME SAVINGS BANK holds a Satisfactory CRA rating (2007), and meets basic financial requirements (ROA +0.98%).

Institution Profile

FDIC BankFind

Address

214 N Lincoln Ave, CHANUTE, KS

County

Neosho County

Established

January 1, 1886

Total Assets

$113M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 17, 2007

Exam Type

Small Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$113M

Total Deposits

$89M

Net Loans

$73M

Net Income

$276K

ROA

0.98%

Above avg for Small banks. Peer avg: 0.44%

ROE

5.72%

Risk-Based Capital

29.15%

Above avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.98%Peer avg: 0.44%▲ Above avg
Risk-Based Capital29.15%Peer avg: 23.03%▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$83M

1-Year Change

0

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Sep 2007SatisfactorySmall Bank
Mar 2003SatisfactorySmall Bank
Oct 1998SatisfactorySmall Bank

4 previous ratings locked — back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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