HOME FEDERAL BANK OF TENNESSEE

KNOXVILLE, TN · Supervised by OTS

Est. 1936FDIC #29,683

Outstanding Same

Current rating · Exam: February 2010

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.24%

Institution Profile

FDIC BankFind

Website

www.homefederalbanktn.com

Address

515 Market St, KNOXVILLE, TN

County

Knox County

Established

June 15, 1936

Total Assets

$2.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 16, 2010

Exam Type

Large Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$2.7B

Total Deposits

$2.2B

Net Loans

$1.4B

Net Income

$2M

ROA

0.24%

Below avg for Community banks. Peer avg: 0.90%

ROE

1.43%

Risk-Based Capital

0.00%

Below avg for Community banks. Regulatory min: 8%

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA0.24%Peer avg: 0.90%▼ Below avg

Risk-Based Capital0.00%Peer avg: 12.91%▼ Below avg

Mortgage Denial Rate8.72%Peer avg: 9.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$2.1B

1-Year Change

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	826	82.08%	8.72%
2023	793	81.08%	7.69%
2022	1,107	83.38%	8.04%
2021	1,426	87.24%	6.10%
2020	1,470	88.71%	5.10%
2019	1,167	87.4%	6.77%
2018	1,016	88.29%	5.81%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Feb 2010	Outstanding	Large Bank
Oct 2007	Outstanding	Large Bank
Sep 2004	Outstanding	Large Bank

5 previous ratings locked — back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/8a1a8115-edd1-43ac-8464-728e550c1fd4"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: