This institution is no longer active
Operations ceased on October 6, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$152M
Total Deposits
$140M
Net Loans
$56M
Net Income
$-4,300K
ROA
-3.77%
Below avg for Small banks. Peer avg: 0.44%
ROE
-40.23%
Risk-Based Capital
22.58%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 58 | 74.14% | 12.07% |
| 2023 | 73 | 79.45% | 15.07% |
| 2019 | 63 | 82.54% | 9.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Small Bank |
| Oct 2018 | Satisfactory | Small Bank |
| Sep 2012 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$138M
1-Year Change
0
5-year net change: +1 branches
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