This institution is no longer active
Operations ceased on October 1, 2021. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$226M
Total Deposits
$201M
Net Loans
$72M
Net Income
$12K
ROA
0.01%
Below avg for Small banks. Peer avg: 0.44%
ROE
0.07%
Risk-Based Capital
28.09%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 14 | 35.71% | 21.43% |
| 2018 | 79 | 82.28% | 2.53% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2017 | Satisfactory | Small Bank |
| Nov 2011 | Satisfactory | Small Bank |
| Aug 2006 | Satisfactory | Small Bank |
1 previous rating locked — back to 2001
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