HIBERNIA BANK

NEW ORLEANS, LA · Supervised by FDIC

Est. 1886FDIC #27,752RSSD: FDIC-27752

Satisfactory Same

Current rating · Exam: March 2023

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.02%

Is this bank safe?

HIBERNIA BANK holds a Satisfactory CRA rating (2023), and shows financial metrics that merit closer review (ROA -0.02%).

Institution Profile

FDIC BankFind

Website

www.hibernia.bank

Address

325 Carondelet St, NEW ORLEANS, LA

County

Orleans County

Established

January 1, 1886

Total Assets

$245M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2023

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Mar 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$245M

Total Deposits

$210M

Net Loans

$195M

Net Income

$-12K

ROA

-0.02%

Below avg for Small banks. Peer avg: 0.44%

ROE

-0.14%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-0.02%Peer avg: 0.44%▼ Below avg

Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate0.00%Peer avg: 6.90%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$205M

1-Year Change

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	10	70%	0.00%
2023	39	94.87%	2.56%
2019	27	81.48%	0.00%
2018	32	84.38%	6.25%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Mar 2023	Satisfactory	Small Bank
Jan 2017	Satisfactory	Small Bank
Jun 2012	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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