🏦Bank Scorer

This institution is no longer active

Operations ceased on November 1, 1995. CRA examination history below reflects the period it was active.

HERITAGE FEDERAL BANK FOR SAVINGS

KINGSPORT, TN · Supervised by OTS

Est. 1930FDIC #28,195
Outstanding Up

Current rating · Exam: January 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Is this bank safe?

HERITAGE FEDERAL BANK FOR SAVINGS earned an Outstanding CRA rating (1995).

Institution Profile

FDIC BankFind

Address

110 East Center Street, KINGSPORT, TN

County

Sullivan County

Established

January 1, 1930

Total Assets

$529M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 30, 1995

Exam Type

Assessment Factor

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jan 1995OutstandingAssessment Factor
Aug 1992SatisfactoryAssessment Factor

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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