🏦Bank Scorer

HCN BANK

RIVERSIDE, CA · Supervised by FDIC

Est. 1974FDIC #21,606RSSD: FDIC-21606
Part ofHEMET BCORP→ View all charters
Satisfactory Same

Current rating · Exam: September 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.24%

Institution Profile

FDIC BankFind

Address

3715 Sunnyside Dr, RIVERSIDE, CA

County

Riverside County

Established

June 3, 1974

Total Assets

$974M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Sep 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$974M

Total Deposits

$853M

Net Loans

$754M

Net Income

$5M

ROA

2.24%

ROE

19.22%

Risk-Based Capital

15.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

6

Branch Deposits

$843M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

12 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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