🏦Bank Scorer

HASKELL NATIONAL BANK

HASKELL, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1890FDIC #14,399
Satisfactory Same

Current rating · Exam: January 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.02%

Is this bank safe?

HASKELL NATIONAL BANK holds a Satisfactory CRA rating (2023), is financially strong (ROA +1.02%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

601 N 1st St, HASKELL, TX

County

Haskell County

Established

November 25, 1890

Total Assets

$76M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 23, 2023

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Jan 2028(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$76M

Total Deposits

$67M

Net Loans

$24M

Net Income

$191K

ROA

1.02%

Above avg for Small banks. Peer avg: 0.44%

ROE

8.44%

Risk-Based Capital

32.95%

Above avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.02%Peer avg: 0.44%▲ Above avg
Risk-Based Capital32.95%Peer avg: 23.03%▲ Above avg
Mortgage Denial Rate8.33%Peer avg: 6.90%▲ More than avg

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Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$64M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20192491.67%8.33%
20183794.59%2.70%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jan 2023SatisfactorySmall Bank
Sep 2018SatisfactorySmall Bank
Jun 2007SatisfactorySmall Bank

3 previous ratings locked — back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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