This institution is no longer active
Operations ceased on December 6, 2004. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$52M
Total Deposits
$48M
Net Loans
$25M
Net Income
$200K
ROA
0.55%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.77%
Risk-Based Capital
16.84%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2018 | 53 | 41.51% | 35.85% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2003 | Satisfactory | Small Bank |
| Dec 1997 | Outstanding | Small Bank |
| Dec 1994 | Satisfactory | Not Reported |
1 previous rating locked — back to 1992
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