🏦Bank Scorer

This institution is no longer active

Operations ceased on September 5, 1997. CRA examination history below reflects the period it was active.

HAMILTON BANK OF UPPER EAST TENNESSEE

JOHNSON CITY, TN · Supervised by FDIC

Est. 1932FDIC #4,940RSSD: FDIC-4940
Part ofSUNTRUST BANKS INC→ View all charters
Outstanding Same

Current rating · Exam: December 1994

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.09%

Is this bank safe?

HAMILTON BANK OF UPPER EAST TENNESSEE earned an Outstanding CRA rating (1994), is financially strong (ROA +1.09%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

207 Mockingbird Lane, JOHNSON CITY, TN

County

Washington County

Established

September 24, 1932

Total Assets

$387M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1994

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$387M

Total Deposits

$321M

Net Loans

$303M

Net Income

$2M

ROA

1.09%

Above avg for Small banks. Peer avg: 0.44%

ROE

14.72%

Risk-Based Capital

11.15%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.09%Peer avg: 0.44%▲ Above avg
Risk-Based Capital11.15%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Dec 1994OutstandingNot Reported
Oct 1992OutstandingNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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