This institution is no longer active

Operations ceased on August 16, 1993. CRA examination history below reflects the period it was active.

HAMILTON BANK

LANCASTER, PA · Supervised by FDIC

Est. 1865FDIC #7,823RSSD: FDIC-7823

Part ofCORESTATES FINANCIAL CORP→ View all charters

Outstanding

Current rating · Exam: September 1992

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.59%

Is this bank safe?

HAMILTON BANK earned an Outstanding CRA rating (1992), is financially strong (ROA +1.59%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

100 North Queen Street, LANCASTER, PA

County

Lancaster County

Established

January 9, 1865

Total Assets

$2.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1993Call Report / FDIC

Total Assets

$2.6B

Total Deposits

$2.3B

Net Loans

$1.8B

Net Income

$21M

ROA

1.59%

Above avg for Community banks. Peer avg: 0.90%

ROE

19.45%

Risk-Based Capital

12.26%

Below avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA1.59%Peer avg: 0.90%▲ Above avg

Risk-Based Capital12.26%Peer avg: 12.91%▼ Below avg

Mortgage Denial Rate6.52%Peer avg: 10.20%▼ Fewer than avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	46	84.78%	6.52%
2019	50	68%	16.00%
2018	179	70.95%	18.99%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red

This is the only examination on record for this bank.

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