GUADALUPE BANK

KERRVILLE, TX · Supervised by FDIC

Est. 2008FDIC #58,768RSSD: FDIC-58768

Part ofRELATIONSHIP FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: September 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.53%

Institution Profile

FDIC BankFind

Website

www.guadalupebank.com

Address

1309 Bandera Hwy, KERRVILLE, TX

County

Kerr County

Established

March 17, 2008

Total Assets

$253M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2020

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$253M

Total Deposits

$227M

Net Loans

$184M

Net Income

$949K

ROA

1.53%

ROE

15.28%

Risk-Based Capital

14.65%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$207M

1-Year Change

5-year net change: -1 branches

This is the only examination on record for this bank.

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