GREENVILLE FEDERAL

GREENVILLE, OH · Supervised by OTS

Est. 1883FDIC #27,965

Outstanding Up

Current rating · Exam: March 2007

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.16%

Institution Profile

FDIC BankFind

Website

www.greenvillefederal.com

Address

690 Wagner Ave, GREENVILLE, OH

County

Darke County

Established

January 1, 1883

Total Assets

$263M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 28, 2007

Exam Type

Small Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$263M

Total Deposits

$240M

Net Loans

$215M

Net Income

$106K

ROA

0.16%

ROE

2.09%

Risk-Based Capital

11.53%

Regulatory minimum: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate8.78%Peer avg: 7.63%▼ Below avg

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Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$233M

1-Year Change

-1

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	148	81.76%	8.78%
2023	116	68.1%	11.21%
2022	180	85%	2.22%
2021	316	85.13%	3.16%
2020	580	83.28%	4.31%
2019	298	73.83%	9.06%
2018	233	72.96%	10.30%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

5 previous ratings locked — back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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