This institution is no longer active

Operations ceased on February 15, 2008. CRA examination history below reflects the period it was active.

GREATER BUFFALO SAVINGS BANK

BUFFALO, NY · Supervised by FDIC

Est. 1999FDIC #35,185RSSD: FDIC-35185

Part ofGREAT LAKES BCORP INC→ View all charters

Outstanding Up

Current rating · Exam: July 2007

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.26%

Is this bank safe?

GREATER BUFFALO SAVINGS BANK earned an Outstanding CRA rating (2007), shows financial metrics that merit closer review (ROA -0.26%). Consumers may want to review the details below before banking here.

Institution Profile

FDIC BankFind

Address

2421 Main Street, BUFFALO, NY

County

Erie County

Established

November 9, 1999

Total Assets

$819M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 2007

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2007Call Report / FDIC

Total Assets

$819M

Total Deposits

$650M

Net Loans

$546M

Net Income

$-2,112K

ROA

-0.26%

Below avg for Small banks. Peer avg: 0.44%

ROE

-4.40%

Risk-Based Capital

9.98%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-0.26%Peer avg: 0.44%▼ Below avg

Risk-Based Capital9.98%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jul 2007	Outstanding	Large Bank
Aug 2002	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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