GREAT NATIONS BANK

NORMAN, OK · Supervised by FDIC

Est. 2009FDIC #58,680RSSD: FDIC-58680

Satisfactory Same

Current rating · Exam: December 2020

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.60%

Is this bank safe?

GREAT NATIONS BANK holds a Satisfactory CRA rating (2020), and meets basic financial requirements (ROA +0.60%).

Institution Profile

FDIC BankFind

Website

www.greatnationsbank.com

Address

2200 Alameda St, NORMAN, OK

County

Cleveland County

Established

September 28, 2009

Total Assets

$114M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2020

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$114M

Total Deposits

$101M

Net Loans

$89M

Net Income

$170K

ROA

0.60%

Above avg for Small banks. Peer avg: 0.44%

ROE

6.16%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.60%Peer avg: 0.44%▲ Above avg

Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate0.00%Peer avg: 6.90%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$106M

1-Year Change

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2021	4	100%	0.00%
2020	6	66.67%	16.67%
2019	15	100%	0.00%
2018	23	95.65%	4.35%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Dec 2020	Satisfactory	Small Bank
Dec 2014	Satisfactory	Small Bank
Mar 2011	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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