🏦Bank Scorer

GRAND TIMBER BANK

MCGREGOR, MN · Supervised by FDIC

Est. 1963FDIC #18,719RSSD: FDIC-18719
Part ofMIDCOUNTRY ACQUISITION CORP→ View all charters
Satisfactory Same

Current rating · Exam: December 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.52%

Institution Profile

FDIC BankFind

Address

204 N Maddy St, MCGREGOR, MN

County

Aitkin County

Established

March 18, 1963

Total Assets

$65M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Dec 2028(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$65M

Total Deposits

$54M

Net Loans

$54M

Net Income

$245K

ROA

1.52%

ROE

11.50%

Risk-Based Capital

15.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$50M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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