This institution is no longer active

Operations ceased on December 31, 2010. CRA examination history below reflects the period it was active.

GRAHAM NATIONAL BANK

GRAHAM, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1994FDIC #33,865

Outstanding Up

Current rating · Exam: September 2010

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Is this bank safe?

GRAHAM NATIONAL BANK earned an Outstanding CRA rating (2010).

Institution Profile

FDIC BankFind

Address

455 Elm Street, GRAHAM, TX

County

Young County

Established

January 3, 1994

Total Assets

$113M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 26, 2010

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Sep 2010	Outstanding	Small Bank
Jun 2006	Satisfactory	Small Bank
Oct 2001	Satisfactory	Small Bank

2 previous ratings locked — back to 1994

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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