GOLDWATER BANK, NATIONAL ASSOCIATION

PHOENIX, AZ · Supervised by OCC (Office of the Comptroller of the Currency)

FDIC #58,405

Satisfactory Same

Current rating · Exam: March 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Is this bank safe?

GOLDWATER BANK, NATIONAL ASSOCIATION holds a Satisfactory CRA rating (2023).

Institution Profile

FDIC BankFind

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 20, 2023

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

Estimated next exam:Mar 2028(based on asset size)

Download Evaluation Report (PDF)

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$331M

1-Year Change

5-year net change: +1 branches

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Mar 2023	Satisfactory	Small Bank
Apr 2020	Satisfactory	Small Bank
Jun 2017	Needs to Improve	Small Bank

1 previous rating locked — back to 2012

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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