At a Glance
Community Lending (CRA)
Needs to Improve
Has deficiencies in community lending that regulators have identified
Financial Health
Needs Attention
ROA -0.80%
Is this bank safe?
GN BANK received a Needs to Improve CRA rating (2023), and shows financial metrics that merit closer review (ROA -0.80%).
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$62M
Total Deposits
$53M
Net Loans
$26M
Net Income
$-125K
ROA
-0.80%
Below avg for Small banks. Peer avg: 0.44%
ROE
-5.48%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
1
Branch Deposits
$55M
1-Year Change
-1
Rating History
CRA / FFIECRating Trend
↓ DecliningBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2023 | Needs to Improve | Small Bank |
| Oct 2018 | Satisfactory | Small Bank |
| Jul 2012 | Satisfactory | Small Bank |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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