🏦Bank Scorer

This institution is no longer active

Operations ceased on October 25, 1996. CRA examination history below reflects the period it was active.

GIBSON COUNTY BANK

PRINCETON, IN · Supervised by FDIC

Est. 1903FDIC #8,050RSSD: FDIC-8050
Part ofOLD NATIONAL BCORP→ View all charters
Outstanding Same

Current rating · Exam: April 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.04%

Is this bank safe?

GIBSON COUNTY BANK earned an Outstanding CRA rating (1995), is financially strong (ROA +1.04%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

225 North Hart Street, PRINCETON, IN

County

Gibson County

Established

June 22, 1903

Total Assets

$74M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1996Call Report / FDIC

Total Assets

$74M

Total Deposits

$65M

Net Loans

$43M

Net Income

$599K

ROA

1.04%

Above avg for Small banks. Peer avg: 0.44%

ROE

10.71%

Risk-Based Capital

17.80%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.04%Peer avg: 0.44%▲ Above avg
Risk-Based Capital17.80%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Apr 1995OutstandingNot Reported
May 1993OutstandingNot Reported
Apr 1991SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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