GENERATIONS BANK

SENECA FALLS, NY · Supervised by OCC (Office of the Comptroller of the Currency)

Needs to Improve Down

Current rating · Exam: July 2023

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Is this bank safe?

GENERATIONS BANK received a Needs to Improve CRA rating (2023). Consumers may want to review the details below before banking here.

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

July 10, 2023

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

Estimated next exam:Jul 2028(based on asset size)

Download Evaluation Report (PDF)

Financial, branch, mortgage lending, and complaint data not available

This institution does not have a matched FDIC certificate in our database. Call Report financials, branch footprint, HMDA lending data, and CFPB complaints are sourced via FDIC cert and cannot be displayed without it.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jul 2023	Needs to Improve	Intermediate Small Bank
Jul 2020	Satisfactory	Small Bank
Jul 2017	Satisfactory	Small Bank

1 previous rating locked — back to 2013

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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