GEDDES FS & LA

SYRACUSE, NY · Supervised by OCC (Office of the Comptroller of the Currency)

Outstanding Up

Current rating · Exam: August 2023

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Is this bank safe?

GEDDES FS & LA earned an Outstanding CRA rating (2023).

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 21, 2023

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

Estimated next exam:Aug 2028(based on asset size)

Download Evaluation Report (PDF)

Financial, branch, mortgage lending, and complaint data not available

This institution does not have a matched FDIC certificate in our database. Call Report financials, branch footprint, HMDA lending data, and CFPB complaints are sourced via FDIC cert and cannot be displayed without it.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Aug 2023	Outstanding	Intermediate Small Bank
Aug 2020	Satisfactory	Intermediate Small Bank
Feb 2017	Needs to Improve	Intermediate Small Bank

1 previous rating locked — back to 2012

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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