At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.41%
Is this bank safe?
GALION BUILDING AND LOAN BANK holds a Satisfactory CRA rating (2025), meets basic financial requirements (ROA +0.41%).
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$79M
Total Deposits
$64M
Net Loans
$54M
Net Income
$82K
ROA
0.41%
Below avg for Small banks. Peer avg: 0.44%
ROE
3.82%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
2
Branch Deposits
$63M
1-Year Change
0
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Satisfactory | Small Bank |
| Feb 2019 | Satisfactory | Small Bank |
| Mar 2013 | Satisfactory | Small Bank |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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