🏦Bank Scorer

FULTON BANK

LANCASTER, PA · Supervised by FDIC

Est. 1882FDIC #7,551RSSD: FDIC-7551
Part ofFULTON FINANCIAL CORP→ View all charters
Outstanding Up

Current rating · Exam: October 2009

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.25%

Institution Profile

FDIC BankFind

Address

1 Penn Sq, LANCASTER, PA

County

Lancaster County

Established

January 1, 1882

Total Assets

$32.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 2009

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$32.1B

Total Deposits

$27.0B

Net Loans

$23.9B

Net Income

$100M

ROA

1.25%

ROE

11.31%

Risk-Based Capital

14.38%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

209

Branch Deposits

$26.4B

1-Year Change

-34

5-year net change: -20 branches

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

6 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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