At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Strong
ROA 1.62%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$601M
Total Deposits
$496M
Net Loans
$475M
Net Income
$2M
ROA
1.62%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.16%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
1
Branch Deposits
$478M
1-Year Change
0
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Intermediate Small Bank |
| Jun 2022 | Satisfactory | Intermediate Small Bank |
| Aug 2020 | Needs to Improve | Intermediate Small Bank |
10 previous ratings locked — back to 1991
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Rating Over Time
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