This institution is no longer active

Operations ceased on March 1, 2022. CRA examination history below reflects the period it was active.

FRONTIER BANK

ATLANTA, GA · Supervised by FDIC

Est. 2000FDIC #35,525RSSD: FDIC-35525

Part ofATLANTIC CAPITAL BANCSHARES→ View all charters

Satisfactory

Current rating · Exam: May 2002

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.42%

Is this bank safe?

FRONTIER BANK holds a Satisfactory CRA rating (2002), is financially strong (ROA +1.42%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

945 E Paces Ferry Rd Ne, ATLANTA, GA

County

Fulton County

Established

June 26, 2000

Total Assets

$3.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2002

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2021Call Report / FDIC

Total Assets

$3.8B

Total Deposits

$3.3B

Net Loans

$2.3B

Net Income

$54M

ROA

1.42%

Above avg for Community banks. Peer avg: 0.90%

ROE

13.02%

Risk-Based Capital

15.08%

Above avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA1.42%Peer avg: 0.90%▲ Above avg

Risk-Based Capital15.08%Peer avg: 12.91%▲ Above avg

Mortgage Denial Rate5.66%Peer avg: 10.20%▼ Fewer than avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	530	87.74%	5.66%
2020	1,132	91.7%	3.27%
2019	843	86.71%	5.58%
2018	747	82.6%	7.90%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/frontier-bank"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: