This institution is no longer active

Operations ceased on April 1, 2007. CRA examination history below reflects the period it was active.

FRANCES SLOCUM BANK AND TRUST COMPANY

WABASH, IN · Supervised by FDIC

Est. 1963FDIC #18,927RSSD: FDIC-18927

Part ofFIRST MERCHANTS CORP→ View all charters

Outstanding Same

Current rating · Exam: January 2000

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.86%

Is this bank safe?

FRANCES SLOCUM BANK AND TRUST COMPANY earned an Outstanding CRA rating (2000), meets basic financial requirements (ROA +0.86%).

Institution Profile

FDIC BankFind

Address

189 West Market Street, WABASH, IN

County

Wabash County

Established

October 28, 1963

Total Assets

$213M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 2000

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2007Call Report / FDIC

Total Assets

$213M

Total Deposits

$153M

Net Loans

$169M

Net Income

$453K

ROA

0.86%

Above avg for Small banks. Peer avg: 0.44%

ROE

6.52%

Risk-Based Capital

11.32%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.86%Peer avg: 0.44%▲ Above avg

Risk-Based Capital11.32%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jan 2000	Outstanding	Small Bank
Dec 1997	Outstanding	Small Bank
Jul 1994	Satisfactory	Not Reported

1 previous rating locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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